Definitions

Affiliate

means any entity which directly or indirectly controls, is controlled by, or is under common control with the subject entity. "Control," for purposes of this definition, means direct or indirect ownership or control of more than 50% of the voting interests of the subject entity.

Financial Institution

means the financial institution through whom You have subscribed for the Services.

Order Form

means any ordering documents for Your subscriptions to the PaymentEvolution services, including addenda thereto, that are entered into between You and Us. Order Forms include any pages on http://www.paymentevolution.com through which You registered for the PaymentEvolution Services. Order Forms shall be deemed incorporated herein by reference. For clarity, order forms may include forms or other enrollment methods presented by authorized Financial Institution resellers of PaymentEvolution Services.

PE Content

means text, graphics, images, music, software, audio, video, works of authorship of any kind, and documents, information, or other materials that are posted, generated, provided, or otherwise made available through the Services by PaymentEvolution, other than User Content. User Content and PaymentEvolution Content shall be collectively referred to herein as "Content." PaymentEvolution and its licensors exclusively own all worldwide right, title, and interest in and to the PaymentEvolution Content, and also in and to the Platform and the Services, including in each case all associated intellectual property rights ("PaymentEvolution IP").

Services

means the online, Web-based financial services provided by Us as described in this Agreement and the User Guide, that You order through http://www.paymentevolution.com or under an Order Form.

Third-Party Application

means a web application that is provided by a third party and interoperates with the PaymentEvolution services.

User Guide

means the online user guide for the PaymentEvolution services, accessible via http://help.paymentevolution.com, as updated from time to time.

Users

all persons who use or access the Platform and/or the Services, in their company’s capacity or in an individual capacity, including authorized users representing the company, its employees, or other persons using or accessing the Services (collectively, "Users" and each, a "User").

User Content

means any text, graphics, images, music, software, audio, video, works of authorship of any kind, and documents, information, or other materials that are uploaded to, posted to, stored on, or created using the Platform by Users.

We, Us or Our

means PaymentEvolution Corporation (PaymentEvolution) a Canadian corporation with a principal place of business at 2600 Skymark Ave, Building 1, Unit 200, Mississauga, Ontario, Canada L4W 5B2.

You or Your

means the company or other legal entity for which you are accepting this Agreement, and Affiliates of that company or entity.

Your Application

means a web application that You (or a third party acting on Your behalf) create and that interoperates with the PaymentEvolution service.

Your Data

means User Content

1. Additional Terms for Services

The provision of any Service is subject to the terms of this Agreement and any supplemental terms referenced herein or which may be presented to the User with review and acceptance at the time User subscribes to such Service (each, "Service Terms"), and any Service Terms shall be incorporated into and form a part of this Agreement. If the terms hereof conflict with any Service Terms, the Service Terms will govern with respect to the matters contemplated thereby.

In order to receive any Service, User must have subscribed for the Service through a Financial Institution (a "Service Plan"). User accepts the Financial Institution services agreement, terms of service and/or terms of payment associated with the Service Plan (collectively, the "Subscription Terms") by (i) clicking the applicable button to indicate User’s subscription to the Service Plan; (ii) clicking the applicable button to indicate User’s acceptance of this Agreement (in the event that User is already enrolled in a Service Plan); or (iii) accessing or using the Services. By taking any of the aforementioned actions, User agrees to be bound by the applicable Service Terms as of the time that such action occurs.

1. Payroll
   Payroll Service Terms
2. PayChequer / Employee self-service
   PayChequer Service Terms

2. Service Fees and Charges

1. Users enrolled in a Service Plan through a Financial Institution agree to pay the fees for the Services in accordance with the Subscription Terms.

3. Change of Service Plans

1. Users enrolled through a Financial Institution may request to change User’s Service Plan in accordance with the Subscription Terms. Changes in Service Plans are at the discretion of the Financial Institution.

4. User Accounts and Responsibility

1. To use the Platform, User must access the Service through User's account on Financial Institution's online banking platform (an "Account"). User hereby authorizes PaymentEvolution to obtain and store User’s Account information as necessary to make the Platform available to User.
2. Financial Institutions may have additional user accounts and restrictions disclosed upon registration.
3. User may use the Platform only if User is thirteen (13) years of age or older and is not barred from using the Services under applicable law.
4. Use of the Platform and the Services are each conditioned upon User’s full compliance with this Agreement and all applicable laws, rules, and regulations.
5. User will designate and authorize either itself and/or one or more individuals with authority to (i) act on User’s behalf, (ii) provide information on User’s behalf, and (iii) bind User and/or User’s business with respect to the Services (each such individual, an "Account Administrator") in accordance with User's Agreements with its Financial Institution.
6. User is solely responsible for all actions taken under any Account that User has access to in accessing or using the Service. Any actions taken under Accounts that User has access to will be deemed authorized by User, regardless of User’s knowledge of such actions (the "Authorized Actions"). Authorized Actions include but are not limited to (i) actions taken by User, an Account Administrator, or an authorized representative of User (an "Authorized Representative"), and (ii) actions that User, an Account Administrator, or an Authorized Representative (or anyone that PaymentEvolution reasonably believes to be User, an Account Administrator, or an Authorized Representative) directs or instructs PaymentEvolution to take on its behalf.
7. In addition, User is solely responsible for (i) following instructions that PaymentEvolution provides to User with respect to the Services, whether such instructions are provided via the Platform, email, or otherwise, (ii) obtaining, maintaining, and keeping secure any equipment and ancillary services necessary to connect to, access, or otherwise utilize the Platform, including but not limited to internet access, networking equipment, hardware, software, and operating systems, and (iii) maintaining applicable accounts with providers of Third-Party Services (as defined below) utilized by User.
8. User will, and will cause authorized users of User’s Account, including but not limited to Account Administrators and Authorized Representatives, to take reasonable steps to adequately secure, and keep confidential, any User Account passwords or credentials, and any information accessible via the User Account. If User believes or suspects that User’s Account or passwords or credentials for User’s Account have been disclosed to, accessed by, or compromised by unauthorized persons, User must immediately notify PaymentEvolution. PaymentEvolution reserves the right to prevent access to the Services if PaymentEvolution has reason to believe that User’s Account or passwords or credentials for User’s Account have been compromised.
9. User is responsible for timely providing PaymentEvolution with the information required for PaymentEvolution to perform the Services. User may furnish such information directly to PaymentEvolution or via an Account Administrator or Authorized Representative, such as User’s accountant or reseller. Furthermore, User represents and warrants to PaymentEvolution that for any information that User shares with PaymentEvolution, whether directly, via its Account Administrator, or via its Authorized Representative, User will have the authority to share such information. User is responsible for the accuracy and completeness of information provided to PaymentEvolution, and User will ensure that any such information, whether provided by User, an Account Administrator, or Authorized Representative, is accurate and complete. Moreover, User is required to maintain the accuracy and completeness of such information on an ongoing basis and will promptly notify PaymentEvolution, whether directly or through an Account Administrator or Authorized Representative, of any changes to the information provided to PaymentEvolution.
10. In addition, User, whether directly or through its Account Administrators or Authorized Representatives, is responsible for reviewing any reports, filings, information, documents or materials (collectively, the "Materials") posted to the Platform by PaymentEvolution (or otherwise made available to User by PaymentEvolution) for User’s review, and User or its Account Administrators or Authorized Representatives must notify PaymentEvolution of any inaccuracies in the Materials as soon as possible, or within the time period specified in communications received from PaymentEvolution.
11. User, whether directly or through its Account Administrators or Authorized Representatives, is also obligated to promptly notify PaymentEvolution of any third-party notices that User may receive which could affect PaymentEvolution’s ability to effectively provide the Services or increase the likelihood that a Claim (as defined below) is brought against User or PaymentEvolution in connection with the Services, such as notices from the Canada Revenue Agency or other government agencies regarding penalties or errors relating to the Services, and, if User subscribes to the Benefits Service (as defined in the Benefits Service Terms), notices from insurance carriers regarding eligibility, enrollment, payment, or any other communications affecting the contract of services with that insurance carrier.
12. User agrees that, to the fullest extent permitted by law, the provision of Account login credentials (e.g., username and password) or identity verification credentials to PaymentEvolution by User, an Account Administrator, or an Authorized Representative, together with any actions authorized by such foregoing parties via the Platform (e.g., clicking the "Submit Payroll" or other buttons) or otherwise (e.g., verbally telling a PaymentEvolution Customer Care representative to take an action), will have the same effect as such parties providing a written signature authorizing electronic payments, filings, or any other actions in connection with the Services.
13. User gives PaymentEvolution permission to obtain, verify, and record information that identifies the individual who creates an Account, is the intended user of an Account, or accesses the Services. PaymentEvolution may ask for User’s name, address, date of birth, social insurance number, and other information that will allow PaymentEvolution to identify User. PaymentEvolution may also ask to see User’s driver’s license or other identifying documents. User consents to and authorizes PaymentEvolution to obtain credit reports about User’s business, and to report adverse credit information about User’s business to others, including but not limited to the Canada Revenue Agency and any applicable provincial/territorial taxing authorities. PaymentEvolution may, at its discretion, decline to offer the Services for any reason, including in the event that the Services enrollment process is not satisfactorily completed, PaymentEvolution is unable to verify satisfactory credit of User’s business, and/or for other lawful business reasons.
14. User will not do any of the following
    1. Post, upload, publish, submit, share, distribute, or transmit any User Content that: (i) User lacks the authority to post, upload, publish, submit, share, distribute, or transmit; (ii) infringes, misappropriates, or violates a third party’s patent, copyright, trademark, trade secret, moral rights, or other intellectual property rights, or rights of publicity or privacy; (iii) violates, or encourages any conduct that would violate, any applicable law or regulation or would give rise to civil liability; (iv) is fraudulent, false, misleading, or deceptive; (v) is defamatory, indecent, obscene, pornographic, vulgar, or offensive; (vi) promotes discrimination, bigotry, racism, hatred, harassment, or harm against any individual or group; (vii) is violent or threatening or promotes violence or actions that are threatening to any person or entity; (viii) promotes illegal or harmful activities or substances; or (ix) contains software viruses, worms, defects, Trojans, adware, spyware, malware, or other similar computer code, files, or programs designed to interrupt, destroy, or limit the functionality of any computer software or hardware device
    2. Use the Services other than as authorized in this Agreement
    3. Resell, sublicense, timeshare, or otherwise share the Services with any third party
    4. Access, tamper with, or use non-public areas of the Platform, Services, PaymentEvolution’s computer systems, or the technical delivery systems of PaymentEvolution’s providers
    5. Interfere or attempt to interfere with the proper working of the Platform or the Services (including but not limited to any application, function, or use of the Services) or any activities conducted on the Services
    6. Take any action that imposes or may impose (as determined by PaymentEvolution in PaymentEvolution’s sole discretion) an unreasonable or disproportionately large load on PaymentEvolution’s (or Partners’) infrastructure
    7. Harvest or scrape any Content from the Platform or Services
    8. Send any unsolicited or unauthorized advertising, promotional materials, email, junk mail, spam, chain letters, or other form of solicitation through the Platform or Services
    9. Collect from or store on the Platform or Services any personally identifiable information or protected health information of other Users without their express permission
    10. Impersonate or misrepresent User’s affiliation with any person or entity
    11. Encourage, assist, or enable any other individual to do any of the foregoing.

5. Privacy Policy

1. Please refer to PaymentEvolution's Privacy Policy for information on how PaymentEvolution collects, uses, and discloses information from Users. User acknowledges and understands that PaymentEvolution may collect, use, and disclose User’s information pursuant to PaymentEvolution’s Privacy Policy, as it may be updated from time to time.

6. Licenses

1. PaymentEvolution does not claim any ownership rights in any User Content and nothing in this Agreement will be deemed to restrict any rights that User may have to use and exploit User Content. However, by making any User Content available through the Services, User hereby grants to PaymentEvolution a non-exclusive, transferable, sublicensable, worldwide, royalty-free license to use, copy, modify, create derivative works based upon, publicly display, publicly perform, and distribute User Content in connection with operating and providing the Platform and the Services. User is solely responsible for all User Content. User represents and warrants that User owns all User Content or User has all rights that are necessary to grant PaymentEvolution the license rights in User Content under this Agreement.
2. User may generally remove User Content from the Platform, provided that certain types of User Content may not be removed from the Platform, as further specified in particular Service Terms. Moreover, in certain instances, some User Content may not be completely removed and copies of User Content may continue to exist on the Platform. PaymentEvolution is not responsible or liable for the removal or deletion of (or the failure to remove or delete) any User Content.
3. User acknowledges that the Platform, Services, and PaymentEvolution Content are protected by copyright, trademark, and other laws of Canada and foreign countries. User agrees not to remove, alter, or obscure any copyright, trademark, service mark, or other proprietary rights notices incorporated in or accompanying the Platform, Services, or PaymentEvolution Content. This Agreement does not convey any proprietary interest in or to any PaymentEvolution IP or rights of entitlement to the use thereof except as expressly set forth herein. Any feedback, comments, and suggestions User may provide for improvements to the Platform, Services, or PaymentEvolution Content ("Feedback") is given entirely voluntarily and PaymentEvolution will be free to use, disclose, reproduce, license, or otherwise distribute and exploit such Feedback as it sees fit, entirely without obligation or restriction of any kind. Feedback includes, without limitation, feedback User provides to PaymentEvolution in response to any surveys PaymentEvolution conducts, through any available technology, about User’s experience.
4. Subject to User’s compliance with this Agreement, PaymentEvolution grants User a limited, non-exclusive, non-transferable, non-sublicensable license to access, view, and download PaymentEvolution Content solely in connection with User’s permitted use of the Platform for User’s own behalf.
5. You shall not
   1. permit any third party to access the PaymentEvolution service except as permitted herein,
   2. create derivative works based on the PaymentEvolution service,
   3. copy, frame or mirror any part or content of the PaymentEvolution service,
   4. reverse engineer the PaymentEvolution service, or
   5. access the PaymentEvolution service in order to build a competitive product or service or to copy any features, functions or content of the Service.
6. The PaymentEvolution service is not meant to replace any federal or provincial government service and is not licensed for use by federal or provincial authorities unless written consent by Us is provided.

7. Proprietary Rights

1. Subject to the limited rights expressly granted hereunder, We reserve all rights, title and interest in and to the PaymentEvolution service, including all related intellectual property rights subsisting therein. We grant no rights to You hereunder other than as expressly set forth herein.
2. Except as provided in Section Licenses, We acknowledge and agree that We obtain no right, title or interest from You (or your licensors) under this Agreement in or to Your Data, any of Your Applications, or any source code You (or a third party acting on Your behalf) create using the PaymentEvolution service, including any intellectual property rights subsisting therein.

8. Rights to Monitor User Content and Conduct

1. Although PaymentEvolution is not obligated to monitor access to or use of User Content or to review or edit any User Content, PaymentEvolution has the right to do so for the purposes of operating the Platform and Services, ensuring compliance with this Agreement, and complying with applicable law or other legal requirements. PaymentEvolution reserves the right, but is not obligated, to remove or disable access to any User Content, at any time and without notice, for any reason, including, but not limited to, if PaymentEvolution, at PaymentEvolution’s sole discretion, considers any User Content to be objectionable or in violation of this Agreement.
2. PaymentEvolution has the right to monitor access to and use of the Platform, Services, and Content and to investigate conduct that PaymentEvolution believes could affect the Platform, Services, or Content, including violations of this Agreement. PaymentEvolution may also consult and cooperate with law enforcement authorities and administrative agencies to prosecute Users who violate the law.

9. Electronic Signatures

1. PaymentEvolution provides an electronic signature service (the "E-Sign Service") which allows parties to sign documents electronically. Each time that User uses the E-Sign Service, User is expressly (i) affirming that User is able to access and view the document (the "Document") User is electronically signing via the E-Sign Service; (ii) consenting to conduct business electronically with respect to the transaction contemplated by the Document; and (iii) agreeing to the use of electronic signatures for the Document.
2. While many Users prefer the convenience of electronic signatures, using the E-Sign Service to electronically sign Documents is optional, and User can choose to manually sign Documents if User prefers. If User would like to manually sign a Document, User should (i) inform the party that sent User the Document of User’s decision to manually sign such Document; (ii) make sure that User does not electronically sign the Document via the E-Sign Service; and (iii) obtain a physical copy of the Document for User to sign. Obtaining a physical, non-electronic copy of the Document is User’s sole responsibility, and PaymentEvolution has no responsibility or liability with respect to such matter.
3. PaymentEvolution has no responsibility or liability with respect to the content, validity, or enforceability of any Document, nor is it responsible or liable for any matters or disputes arising from the Documents.
4. PaymentEvolution makes no representations or warranties regarding the validity or enforceability of electronic documents or electronic signatures. UNDER APPLICABLE LAWS, ELECTRONIC SIGNATURES ARE NOT ENFORCEABLE ON SOME DOCUMENTS. IT IS USER’S RESPONSIBILITY TO DETERMINE WHETHER A DOCUMENT WILL BE ENFORCEABLE IF IT IS ELECTRONICALLY SIGNED VIA THE E-SIGN SERVICE.

10. Platform Availability

1. PaymentEvolution strives to maintain 99.9% uptime of all Services. However, PaymentEvolution makes no representations or warranties about the Platform’s uptime, availability, or permissibility in any particular geographical location. From time to time, scheduled system maintenance or emergency maintenance may occur, and during such maintenance periods, the Platform may be inaccessible and unavailable, with or without notice to User.

11. Exclusion of Warranties

WE MAKE NO WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, AND WE SPECIFICALLY DISCLAIM ALL IMPLIED WARRANTIES, INCLUDING ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, WE DO NOT REPRESENT OR WARRANT THAT YOUR USE OF THE PAYMENTEVOLUTION SERVICE WILL MEET YOUR REQUIREMENTS OR THAT YOUR USE OF THE PAYMENTEVOLUTION SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE OR FREE FROM ERROR.

12. Indemnification

You shall defend Us against any claim, demand, suit, or proceeding ("Claim") made or brought against Us by a third party alleging that Your Data, Your Applications or other materials developed by You (or by a third party on Your behalf) using the PaymentEvolution service infringe or misappropriate the intellectual property rights of a third party or violate applicable law (to the extent such infringement, misappropriation or violation does not arise from the PaymentEvolution service), and shall indemnify Us for any damages finally awarded against, and for reasonable attorney’s fees incurred by, Us in connection with any such Claim; provided, that We (a) promptly give You written notice of the Claim; (b) give You sole control of the defence and settlement of the Claim (provided that You may not settle any Claim unless the settlement unconditionally release Us of all liability); and (c) provide to You all reasonable assistance, at Our expense.

13. Limitation of Liability

IN NO EVENT SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, COVER OR PUNITIVE DAMAGES, HOWEVER CAUSED, WHETHER IN CONTRACT, TORT OR UNDER ANY OTHER THEORY OF LIABILITY, AND WHETHER OR NOT YOU HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. WITHOUT LIMITING THE FOREGOING, WE SHALL HAVE NO LIABILITY FOR LOSS OF PROFITS, REVENUE OR DATA OR FOR INTERRUPTIONS IN SERVICE. THE FOREGOING DISCLAIMER SHALL NOT APPLY TO THE EXTENT PROHIBITED BY APPLICABLE LAW.

14. Term and Termination

1. Term
   This Agreement commences on the date You accept it and continues until terminated in accordance with Termination as set below.
2. Termination
   You may terminate Your PaymentEvolution service in accordance with the Suibscription Terms with their Reseller. We may terminate Your PaymentEvolution service (a) at any time without cause upon 30 days’ written notice to You, or (b) upon 7 days’ written notice to You of a material breach of this Agreement if such breach remains unresolved at the expiration of such period, or (c) your account is inactive (not used or logged-into) for 60 days. Upon any termination of Your PaymentEvolution service, this Agreement shall also terminate, subject to Surviving Provisions as set below.
3. Return of Your Data
   Upon request by You made within 30 days after the effective date of termination of Your PaymentEvolution service, We will make available to You for download a file of Your Data in comma separated value (.csv) format along with attachments in their native format. These files will be accessible via your Account. After such 30-day period, We shall have no obligation to maintain or provide any of Your Data and shall thereafter, unless legally prohibited, delete all of Your Data in Our systems or otherwise in Our possession or under Our control.
4. LOSS OF APPLICATIONS AND MATERIALS
   UPON ANY TERMINATION OF YOUR PAYMENTEVOLUTION SERVICE, ACCESS TO YOUR INFORMATION, APPLICATIONS, AND OTHER MATERIALS DEVELOPED BY YOU USING THE PAYMENTEVOLUTION SERVICE WILL BE LOST. In accordance with federal, provincial and territorial employment standards, we may retain all payroll history for your account. You may request permanent deletion of this data by sending a notarized letter from your company officer to PERMANENT DELETION REQUEST, PaymentEvolution, 2600 Skymark Ave, Building 1, Unit 200, Mississauga, ON L4W 5B2 Canada. You must state that you accept all liability for compliance with applicable employment standards and data retention with regards to your payroll.
5. Surviving Provisions
   Sections Proprietary Rights, Exclusion of Warranties, Indemnification, Limitation of Liability, Term and Termination - Return of Your Data, Notices, Governing Law and Venue and General Provisions shall survive any termination or expiration of this Agreement.

15. Notices, Governing Law, and Venue

1. Notices
   Except as otherwise specified in this Agreement, all notices, permissions and approvals hereunder shall be in writing and shall be deemed to have been given upon: (a) personal delivery, (b) the second business day after mailing, (c) the second business day after sending by confirmed facsimile, or (d) the first business day after sending by email (provided email shall not be sufficient for notices of material breach or an indemnifiable claim). Notices to Us shall be addressed to the attention of PaymentEvolution Corporation 2600 Skymark Ave, Building 1, Unit 200, Mississauga, Ontario, Canada L4W 5B2, Attention: OPERATIONS. Notices to You shall be addressed to the system administrator designated by You for Your relevant PaymentEvolution service account, and in the case of billing-related notices, to the relevant billing contact designated by You.
2. Governing Law
   This Agreement, and any disputes arising out of or related hereto, shall be governed exclusively by the internal laws of the Province of Ontario and controlling Canadian federal law, without regard to their conflicts of laws rules or the United Nations Convention on the International Sale of Goods
3. Venue
   The provincial and federal courts located in Toronto, Ontario shall have exclusive jurisdiction to adjudicate any dispute arising out of or relating to this Agreement. Each party hereby consents to the exclusive jurisdiction of such courts. Each party hereby waives any right to jury trial in connection with any action or litigation in any way arising out of or related to this Agreement.

16. Changes to Terms

We may make changes to this Agreement from time to time. When these changes are made, We will make a new copy of the Terms available on this web page. You understand and agree that if you use the PaymentEvolution service after the date on which this Agreement has changed, We will treat Your use as acceptance of the updated Terms.

17. General Provisions

1. Export Compliance
   Each party shall comply with the export laws and regulations of the Canada and other applicable jurisdictions in providing and using the PaymentEvolution service. Without limiting the foregoing, (a) each party represents that it is not named on any Canadian government list of persons or entities prohibited from receiving exports, and (b) it shall not permit Users to access or use the PaymentEvolution service in violation of any Canadian export embargo, prohibition or restriction.
2. Relationship of the Parties
   The parties are independent contractors. This Agreement does not create a partnership, franchise, joint venture, agency, fiduciary or employment relationship between the parties.
3. No Third-Party Beneficiaries
   There are no third-party beneficiaries to this Agreement.
4. Waiver and Cumulative Remedies
   No failure or delay by either party in exercising any right under this Agreement shall constitute a waiver of that right. Other than as expressly stated herein, the remedies provided herein are in addition to, and not exclusive of, any other remedies of a party at law or in equity.
5. Severability
   If any provision of this Agreement is held by a court of competent jurisdiction to be contrary to law, the provision shall be modified by the court and interpreted so as best to accomplish the objectives of the original provision to the fullest extent permitted by law, and the remaining provisions of this Agreement shall remain in effect.
6. Assignment
   Neither party may assign any of its rights or obligations hereunder, whether by operation of law or otherwise, without the prior written consent of the other party (not to be unreasonably withheld). Notwithstanding the foregoing, either party may assign this Agreement in their entirety (including all Order Forms), without consent of the other party, to its Affiliate or in connection with a merger, acquisition, corporate reorganization, or sale of all or substantially all of its assets not involving a direct competitor of the other party. A party’s sole remedy for any purported assignment by the other party in breach of this paragraph shall be, at the non-assigning party’s election, termination of this Agreement upon written notice to the assigning party. Subject to the foregoing, this Agreement shall bind and inure to the benefit of the parties, their respective successors and permitted assigns.
7. Entire Agreement
   This Agreement, including all Order Forms, constitutes the entire agreement between the parties and supersedes all prior and contemporaneous agreements, proposals or representations, written or oral, concerning its subject matter. No modification, amendment, or waiver of any provision of this Agreement shall be effective unless in writing and either signed or accepted electronically by the party against whom the modification, amendment or waiver is to be asserted. Notwithstanding any language to the contrary therein, no terms or conditions stated in Your purchase order or other order documentation (excluding Order Forms) shall be incorporated into or form any part of this Agreement, and all such terms or conditions shall be null and void.

These Payroll Terms are "Service Terms" under the PaymentEvolution Terms. Capitalized terms used but not otherwise defined in these Payroll Terms shall have the meanings ascribed to such terms in the PaymentEvolution Terms. The Payroll Agreement is a legally binding agreement between User and PaymentEvolution. User is encouraged to read the Payroll Agreement carefully and to save a copy of it for User’s records. If User is agreeing to these Payroll Terms on behalf of a business or an individual other than User, User represents and warrants that User has authority to bind that business or other individual to the Payroll Agreement, and User’s agreement to these terms will be treated as the agreement of such business or individual. In that event, "User" (as defined in the PaymentEvolution Terms) also refers to that business or individual. By (i) clicking the applicable button to indicate User’s subscription to the Service Plan, (ii) clicking the applicable button to indicate User’s acceptance of the Payroll Agreement, or (iii) accessing or using the Payroll Service, User accepts the Payroll Agreement, and User agrees, effective as of the date of such action, to be bound by the Payroll Agreement.

18. Provision of the Payroll Service

Subject to the terms and conditions of the Payroll Agreement, PaymentEvolution agrees to use reasonable efforts to provide User with the Payroll Service in accordance with the Payroll Agreement.

In addition to the obligations specified in these Payroll Terms, User has certain obligations under the PaymentEvolution Terms, including but not limited to obligations to (i) designate an Account Administrator; (ii) be responsible for actions taken under User’s Account; (iii) follow instructions that PaymentEvolution provides to User with respect to the Payroll Service; (iv) provide accurate, timely, and complete information required for PaymentEvolution to perform the Payroll Service and maintain the accuracy and completeness of such information; (v) notify PaymentEvolution of third-party notices, such as Canada Revenue Agency ("CRA") penalty notices, which could affect PaymentEvolution’s ability to effectively provide the Payroll Service or which could increase the likelihood that a Claim is brought against User or PaymentEvolution in connection with the Payroll Service; and (vi) refrain from taking certain prohibited actions, as described in further detail in Section User Accounts and Responsibility and Section General Provisions of the PaymentEvolution Terms.

19. Payroll Service

1. Provided that User meets User’s payment obligations and complies with the terms of the Payroll Agreement, then as long as User is subscribed to the Payroll Service, PaymentEvolution will provide User with the Payroll Service for the purposes of (i) calculating payroll and its associated liabilities for User’s business; (ii) processing payroll and making related payroll payments; (iii) making certain payroll tax payments and payroll tax filings electronically; and (iv) if applicable, sending wage garnishments, such as child support payments, to applicable agencies. In performing the Payroll Service, including for each of the foregoing purposes, PaymentEvolution will rely on the information furnished by User, User’s Account Administrators, or User’s Authorized Representatives, and PaymentEvolution is not responsible or liable for any errors resulting from such reliance, as further described in Section Limitation of Liability of the PaymentEvolution Terms. User may not use the Payroll Service on a professional basis for anyone other than User, unless User is actively participating in a PaymentEvolution accountant program, in which case User may use the Payroll Service in accordance with the terms of such program.
2. Prior to User’s initial payroll processing date, User must submit the completed and executed documents PaymentEvolution requires for providing the Payroll Service, including User’s payroll and bank account information, and any additional information requested by PaymentEvolution. The Payroll Service provided will be based on and is dependent upon information provided to PaymentEvolution by User (including proof of tax identification numbers). Failure to provide the required documents may adversely impact PaymentEvolution’s ability to perform the Payroll Service. User is also responsible for: (i) paying any withholding liabilities incurred prior to enrolling in the Payroll Service; and (ii) cancelling any prior payroll service or services of employee leasing companies (if applicable).
3. In performing the Payroll Service, User acknowledges and agrees that (i) PaymentEvolution is not acting in a fiduciary capacity for User and/or User’s business; (ii) using the Payroll Service does not relieve User of User’s obligations under local, provincial, or federal laws or regulations to retain records relating to User’s data contained in PaymentEvolution’s files; and (iii) any information that PaymentEvolution provides in connection with the Payroll Service is for informational purposes only and should not be construed by User as legal, tax, or accounting advice.
4. The User agrees that PaymentEvolution may submit tax slips, records of employment and other government filing documents on behalf of the User. The User provides its consent that PaymentEvolution may provide to the appropriate government agency and the government agency may collect and use identifying information, being the name of the User and its province of operation, and if required, its Business Number issued by the Canada Revenue Agency, for the purposes of communicating securely with the government agency and identifying any documents submitted by PaymentEvolution on behalf of the User. The Parties agree: (i) the User will be responsible for the integrity and accuracy of the data provided and will retain a copy of the data sent to PaymentEvolution which is used to prepare these documents; (ii) the User will be responsible for any amendments it makes to the data provided to PaymentEvolution; (iii) the User shall retain the final information in support of the documents issued for a period of at least 6 years and PaymentEvolution shall retain the final information in support of the documents issued for a minimum period of at least 2 years; (iv) PaymentEvolution will make a copy of the submitted documents available to the User. Any discrepancies or inaccurancies in the documents must be corrected by the User and resubmitted electronically; (v) the User recognizes that only complete documents will be transmitted. All data fields must be completed and must pass system verification to be deemed complete; (vi) the User will submit appropriate documents via PaymentEvolution and maintain a copy for its own records in accordance with any applicable legislation; and {vii) the User will take full responsibility for the data contained in the documents issued by PaymentEvolution provided that PaymentEvolution utilized the User data therein. The User is deemed to have signed and issued the documents upon PaymentEvolution digitally signing and/or completing the transmission.
5. An Account Administrator or Authorized Representative shall approve and submit the Payroll Information (as defined below), thereby authorizing PaymentEvolution to create and transmit to the Financial Institution instructions necessary to process User’s payroll and payroll tax transactions (the "Instructions").

20. Payroll Information

1. PaymentEvolution will notify User via electronic communication or by other means when all information necessary to begin the Payroll Service has been received and the enrollment process for the Payroll Service has been completed. User shall then, prior to submitting User’s first payroll, review the Payroll Information for completeness and accuracy. For the purposes of the Payroll Agreement, "Payroll Information" shall mean any information provided to PaymentEvolution in connection with the Payroll Service, including but not limited to information provided by User, Account Administrators, Authorized Representatives, User’s employees, or User’s independent contractors, and all information posted in connection with the Payroll Service for User’s review on the Platform or otherwise requested for review by PaymentEvolution, such as the information used to calculate and pay employee payroll, track User’s defined employee benefits, pay payroll taxes to applicable taxing agencies (including User’s employer identification number(s), unemployment insurance tax rates, and employment tax deposit schedule), produce payroll tax returns and tax slip statements, and print cheques on User’s Account (if applicable). User must correct or provide, respectively, any incorrect or missing Payroll Information, either through the Platform or by notifying PaymentEvolution in the manner specified in the applicable electronic communication received by User and within the time period specified therein. User is fully responsible for the accuracy of all information User provides, submits, and/or approves (whether provided directly or through User’s Account Administrators or Authorized Representatives), and User is solely responsible for any Claims, including but not limited to CRA/Revenue Quebec penalties and/or interest, and other penalties and/or interest arising from the failure to timely provide and maintain accurate and complete Payroll Information at all times.
2. User agrees that by submitting each payroll (including the first payroll): (i) User approves all Payroll Information; (ii) User waives and releases any Claim against PaymentEvolution arising out of any errors or omissions in the Payroll Information which User has not corrected (whether directly or through User’s Account Administrators or Authorized Representatives) or has not requested PaymentEvolution to correct; and (iii) User acknowledges that any subsequent request for corrections will be considered special handling, and additional fees may be charged. Final responsibility for any audits or assessments rests with User. PaymentEvolution will not have any responsibility for verifying the accuracy of any data User provides via the Platform or via any other method.
3. User acknowledges, agrees, and understands that (i) any information or instructions (including but not limited to Payroll Information) communicated to PaymentEvolution by User, an Account Administrator, or an Authorized Representative (or anyone that PaymentEvolution reasonably believes to be User, an Account Administrator, or an Authorized Representative) will be deemed fully authorized by User, and User shall be fully responsible for the accuracy of such information and instructions, and any Claims, including but not limited to any CRA/Revenue Quebec penalties and/or interest or other penalties and/or interest arising therefrom; and (ii) notwithstanding such deemed authorization, PaymentEvolution may in its sole discretion refuse to accept or act upon any such instructions.
4. PaymentEvolution, its employees, and agents will only collect, use, and disclose data furnished by User or produced by PaymentEvolution under this Agreement in accordance with PaymentEvolution’s Privacy Policy.

21. Payroll Authorization

1. PaymentEvolution will use reasonable efforts to verify that anyone providing an instruction to approve, release, cancel, or amend the Payroll Information used to create Instructions (each, a "Payment Order") to be originated by PaymentEvolution is either User, an Account Administrator, or an Authorized Representative. PaymentEvolution does not verify or review Payment Orders for the purpose of detecting any errors; it is User’s responsibility to verify the accuracy of Payment Orders. User will be bound by any Payment Order that is received by PaymentEvolution in compliance with this designated authorization procedure, and User shall indemnify and hold PaymentEvolution and the other Indemnified Parties harmless from and against any Claims arising from the execution of a Payment Order in good faith and in compliance with such procedures.
2. If a Payment Order describes the payee inconsistently by name and account number, (i) payment may be made on the basis of the account number even if User identifies a person different from the named payee; or (ii) PaymentEvolution may, in its sole discretion, refuse to accept or may return the Payment Order. If a Payment Order describes a participating financial institution inconsistently by name and identification number, the identification number may be relied upon as the proper identification of the financial institution. If a Payment Order identifies a non-existent or unidentifiable person or account as the payee or the payee’s account, PaymentEvolution may, in its sole discretion, refuse to accept or may return the Payment Order.

22. Electronic Funds Movement

1. Funding via Bank Account: On or prior to User’s payroll direct deposit and/or payroll tax deposit date or other applicable settlement or due date, User authorizes PaymentEvolution transmit instructions to the Financial Institution to carry out debit entries from User's Account at said Financial Institution, as indicated by the account number associated with the User's designated account at the Financial Institution (the "Bank Account"), and to debit the Bank Account in such amounts as are necessary to (i) fund User’s direct deposits; (ii) pay any fees or charges associated with the Payroll Service, including, without limitation, finance charges; (iii) pay User’s payroll taxes; (iv) pay any debit, correcting, or reversing a transaction initiated pursuant to the Payroll Agreement which is later returned to the Financial Institution; (v) verify the Bank Account through a test deposit or debit authorization; and (vi) pay any other amount that is owing under the Payroll Agreement or in connection with the Payroll Service. These authorizations are to remain in full force and effect until PaymentEvolution has received written notice from User of termination of any such authorizations in such time and such manner as to afford PaymentEvolution and the Financial Institution a reasonable opportunity to act upon such notice. PaymentEvolution is not responsible for determining whether the bank accounts of any payors or payees have deposit or withdrawal restrictions. User is solely responsible for ensuring that the Bank Account contains sufficient funds to carry out the Instructions transmitted by Payment Evolution, and neither PaymentEvolution nor the Financial Institution will be responsible for or required to carry out any debit transactions if there are insufficient funds in the Bank Account at the time the transactions are to be processed.

23. Processing Time

1. PaymentEvolution’s standard processing time for payroll and contractor payments is four (4) business days, but if User qualifies for one of PaymentEvolution’s expedited payroll processing programs (each, an "Expedited Payroll Program"), then subject to the provisions of this paragraph, and subject to an Account Administrator approving and Submitting Payroll Information to PaymentEvolution, PaymentEvolution will provide the Instructions to the Financial Institution in less than four (4) business days. Whether User initially qualifies for or continues to qualify for PaymentEvolution’s Expedited Payroll Programs is at the sole discretion of PaymentEvolution, and PaymentEvolution has no obligation to provide expedited payroll processing services to User. If the Bank Account has insufficient funds to cover such Amounts Due for such payroll and/or contractor payments, or the Bank otherwise rejects the portions of the AFT files originated by PaymentEvolution that relate to Entries for such Amounts Due, then User will owe, and be liable to PaymentEvolution for, such Amounts Due (the "Expedited Payroll Amounts Due"). User will ensure that any Expedited Payroll Amounts Due are promptly paid to PaymentEvolution via a payment method that PaymentEvolution, in its sole discretion, determines is acceptable. If User is liable for any Expedited Payroll Amounts Due or if PaymentEvolution has any reason to believe that User may be in violation of the Payroll Agreement, then PaymentEvolution may immediately revoke User’s eligibility for any Expedited Payroll Program. This provision shall not limit PaymentEvolution from exercising any other rights or remedies it may have under the Payroll Agreement to recover the Expedited Payroll Amounts Due.
2. In order to use the Payroll Service, User must submit accurate wage and payroll information to PaymentEvolution during and after the enrollment process. PaymentEvolution will not be liable for any penalty, interest, or other Claim that results from inaccurate or incomplete information that User, an Account Administrator, or an Authorized Representative supplies. PaymentEvolution shall only file tax information on User's behalf once User has processed User's payroll through the Platform and the payroll has been paid out to the payees. User shall timely and accurately update all wage and payroll information as necessary to reflect changes and respond with additional information, as may be requested from time to time by PaymentEvolution. It is User's responsibility to submit complete, timely, and accurate information to PaymentEvolution in connection with the Payroll Service. Any penalty or interest incurred, or any other Claim that arises, due to inaccurate or incomplete information provided by User will be User's sole responsibility. User further agrees to hold PaymentEvolution harmless from such liability. PaymentEvolution, at its option, may decide not to file User's payroll tax returns, pay User's payroll taxes, or otherwise process User's payroll if there are any unresolved problems with any information requested by PaymentEvolution or submitted by User, an Account Administrator, or an Authorized Representative. PaymentEvolution’s sole liability and User's sole remedy for PaymentEvolution’s negligent failure to perform the payroll tax portion of the Payroll Service shall be as follows: (i) PaymentEvolution will remit the payroll taxes received from User to the appropriate taxing authority; and (ii) PaymentEvolution will reimburse User or pay directly to the appropriate taxing authority certain penalties resulting from such negligent error or omission by PaymentEvolution, provided that User must use reasonable efforts to mitigate any penalties or losses resulting from such negligent error or omission by PaymentEvolution. Payment of these penalties is at the sole discetion of PaymentEvolution.
3. Important Tax Information: Even though User has authorized third parties, such as PaymentEvolution and the Financial Institution, to file payroll tax returns and make payroll tax payments, ultimately, User is held responsible by taxing authorities for the timely filing of employment tax returns and the timely payment of employment taxes for User’s employees.

24. Termination of Payroll Service

1. User acknowledges and understands that if User terminates the Payroll Service or PaymentEvolution terminates the Payroll Service pursuant to Section Term and Termination of the PaymentEvolution Terms, then such termination may not be reversible. In the event that User or PaymentEvolution terminates User’s Payroll Service, then as of the time of such termination, PaymentEvolution will have no obligation to make further payroll tax filings on User’s behalf. Notwithstanding the foregoing, if User or PaymentEvolution terminates the Payroll Service, User will be asked to make specific elections regarding whether it would like PaymentEvolution to make certain final payroll tax filings (such filings, the "Final Payroll Tax Filings") on User’s behalf following such termination of the Payroll Service (such elections, the "Post-Termination Filing Elections"). If User does not provide PaymentEvolution with its Post-Termination Filing Elections promptly following termination of the Payroll Service, then User authorizes PaymentEvolution to make the Post-Termination Filing Elections for User on User’s behalf (the "PaymentEvolution Selections"). User acknowledges and agrees that PaymentEvolution may rely on User’s Post-Termination Filing Elections and the PaymentEvolution Selections, and PaymentEvolution is not responsible or liable for (i) any consequences or Claims arising (directly or indirectly) from such reliance; or (ii) any Resulting Errors, or any consequences or Claims arising (directly or indirectly) from any Resulting Errors, in the Final Payroll Tax Filings.

25. Consent to Share Certain Employee and Independent Contractor Information with Employer

1. User acknowledges and understands that in providing the Payroll Service, PaymentEvolution acts as an intermediary between employers and their employees and/or independent contractors. If User is an employee or independent contractor, then User hereby authorizes PaymentEvolution to share with User’s employer any information that User has provided to PaymentEvolution in connection with the Payroll Service.

These PayChequer Terms are "Service Terms" under the PaymentEvolution Terms. Capitalized terms used but not otherwise defined in these PayChequer Terms shall have the meanings ascribed to such terms in the PaymentEvolution Terms. The PayChequer Agreement is a legally binding agreement between User and PaymentEvolution. User is encouraged to read the PayChequer Agreement carefully and to save a copy of it for User’s records. If User is agreeing to these PayChequer Terms on behalf of a business or an individual other than User, User represents and warrants that User has authority to bind that business or other individual to the PayChequer Agreement, and User’s agreement to these terms will be treated as the agreement of such business or individual. In that event, "User" (as defined in the PaymentEvolution Terms) also refers to that business or individual. By (i) clicking the applicable button to indicate User’s subscription to the Service Plan, (ii) clicking the applicable button to indicate User’s acceptance of the PayChequer Agreement, or (iii) accessing or using the PayChequer Service, User accepts the PayChequer Agreement, and User agrees, effective as of the date of such action, to be bound by the PayChequer Agreement.

26. Provision of the PayChequer Service

Subject to the terms and conditions of the PayChequer Agreement, PaymentEvolution agrees to use reasonable efforts to provide User with the PayChequer Service in accordance with the PayChequer Agreement.

In addition to the obligations specified in these PayChequer Terms, User has certain obligations under the PaymentEvolution Terms, including but not limited to obligations to (i) designate an Account Administrator; (ii) be responsible for actions taken under User’s Account; (iii) follow instructions that PaymentEvolution provides to User with respect to the PayChequer Service; (iv) provide accurate, timely, and complete information required for PaymentEvolution to perform the PayChequer Service and maintain the accuracy and completeness of such information; (v) notify PaymentEvolution of third-party notices, such as Canada Revenue Agency ("CRA") penalty notices, which could affect PaymentEvolution’s ability to effectively provide the PayChequer Service or which could increase the likelihood that a Claim is brought against User or PaymentEvolution in connection with the PayChequer Service; and (vi) refrain from taking certain prohibited actions, as described in further detail in Section User Accounts and Responsibility and Section General Provisions of the PaymentEvolution Terms.

27. Fees

1. PayChequer Fees: The PayChequer service is currently provided at no charge. Any changes to the fees for the PayChequer service are governed by the Subscription Terms with the Financial Institution.
2. Other service fees: We may offer services via third-parties. Any fees assessed are subject to the following:
   1. You shall pay all fees specified in all Order Forms hereunder. Except as otherwise specified herein or in an Order Form, (i) fees are quoted and payable in Canadian dollars (ii) fees are based on services purchased and not actual usage, (iii) payment obligations cannot be cancelled and fees paid are non-refundable.
   2. Payments are processed via direct debit. Alternatively, You will provide Us with valid and updated credit card information or with a valid purchase order or alternative document reasonably acceptable to Us. If You provide credit card information to Us, You authorize Us to charge such credit for all Services listed in the Order Form and any renewal subscription term(s). Such charges shall be made in advance, either annually or in accordance with any different billing frequency stated in the applicable Order Form. Unless otherwise stated in the Order Form, invoiced charges are due net 21 days from the invoice date. You are responsible for maintaining complete and accurate billing and contact information in the Services.
   3. If any charges are not received from You by the due date (except charges then under reasonable and good faith dispute), then at Our discretion, (a) such charges may accrue late interest at the rate of 18% of the outstanding balance year, or the maximum rate permitted by law, whichever is lower, from the date such payment was due until the date paid, and/or (b) We may condition future use of the service subject to timely payment. We may, at our discretion, terminate service for non-payment.
   4. If any charge owing by You under this or any other agreement for Services is 30 or more days overdue (except charges then under reasonable and good faith dispute), We may, without limiting Our other rights and remedies, accelerate Your unpaid fee obligations under such agreements so that all such obligations become immediately due and payable, and suspend or discontinue Services until such amounts are paid in full
   5. Unless otherwise stated, Our fees do not include any taxes, levies, duties or similar governmental assessments of any nature, including but not limited to value-added, sales, use or withholding taxes, assessable by any local, state, provincial, federal or foreign jurisdiction (collectively, " Taxes"). You are responsible for paying all Taxes associated with Your purchases hereunder. If We have the legal obligation to pay or collect Taxes for which You are responsible under this paragraph, the appropriate amount shall be invoiced to and paid by You, unless You provide Us with a valid tax exemption certificate authorized by the appropriate taxing authority. For clarity, We are solely responsible for taxes assessable against it based on Our income, property and employees.
3. Direction to Deduct and Transfer Funds: You may direct PaymentEvolution to transfer funds on your behalf subject to the following:
   1. You hereby authorize and direct your Employer and PaymentEvolution to deduct, and instruct the financial institution that processes your Employer's payroll transactions (the "Processing Institution") to deduct the full amount (the "Amount), (as approved by you in the Confirmation Screen) from your wages and transfer this Amount to the stated party, by means of PaymentEvolution's or Processing Institution's automatic payment system. This Direction is your personal authorization in writing to make this deduction and transfer of funds.
   2. You hereby waive all claims against your Employer PaymentEvolution, and the Processing Institution, and release your Employer, PaymentEvolution and Processing Institution from any claims, for any action they take within the scope of this Direction.
   3. This Direction shall be your Employer’s, PaymentEvolution’s, and Processing Institution's good and sufficient authority for making the deduction and funds transfer. You agree that this is irrevocable and shall remain in full force and effect until the Amount is transferred and cleared in full. PaymentEvolution may deliver a copy of this Direction to the Employer and Processing Institution as needed.
4. Pre-Authorized Debit: You authorize PaymentEvolution and the Processing Institution to perform pre-authorized debits and agree to the following:
   1. Account Information: The account the Processing Institution is authorized to draw upon is listed in Your PayChequer profile with PaymentEvolution.
   2. Accuracy and Changes in Account Information: You certify that all information contained in Your PayChequer profile is accurate and You agree to inform PaymentEvolution, in writing, of any change in the information provided prior to the next due date of the PAD.
   3. Valid Signing Authority: You warrant and guarantee that all persons whose signatures are required to sign on this account have consented to this agreement.
   4. Authority to Debit: You hereby authorize the Processing Institution, on instruction from PaymentEvolution, to draw on Your account indicated above with Your financial institution, for the purpose of transactions as authorized by You through the PayChequer service including any administration fees as noted in Your Order Form. You understand that You have certain recourse rights if any debit does not comply with this agreement and that You may obtain a Reimbursement Claim form, or for more information regarding Your recourse rights, You may contact either Your financial institution or visit www.cdnpay.ca. You understand that PayChequer third-party services and/or other services may be terminated in the event that a transaction withdrawal is refused for any reason and the financial institution shall not be held liable in any way should such an event occur. You understand that this authorization shall remain valid unless written notice requesting cancellation by the applicant or account holder(s) is received at least ten business days prior to the next pre-authorized payment due date. You further understand that a sample cancellation form and/or more information on my/our right to cancel a pre-authorized payment agreement can be found at Your financial institution or by visiting www.cdnpay.ca. You represent and warrant that the payment information provided is complete and accurate and You will promptly notify PaymentEvolution Corporation of any changes in such information and all persons required to authorize withdrawals from the account specified have authorized the debits to be drawn from the specified account pursuant to this agreement.
   5. Frequency and Amount of Debits: A debit, in paper, electronic or other form in a variable amount ranging from $0 to the maximum amount specified above may be drawn on our account in a sporadic manner. Annual top-ups or adjustments are not permitted. As payments are sporadic, You agree to cooperate with PaymentEvolution to pre-authorize the processing of each and every PAD against Your account by use of an online password, or such other electronic signature equivalent. You agree that Your acceptance of an Order Form is valid authorization for this debit or series of debits. The Order Form summary prior to the PAD will act as sufficient notice and You therefore waive any requirements for pre-authorization. You understand that the frequency will be under Your control through Your authorization via the PayChequer service when You complete the Order Form. This action is understood as the PAD trigger event.
   6. Cancellation: This authority is to remain in effect until PaymentEvolution Corporation has received written notification from You of its change or termination. This notification must be received at least ten (10) business days before the next debit is scheduled at the address provided below. You may obtain a sample cancellation form, or more information on Your right to cancel a PAD Agreement at Your financial institution or by visiting www.cdnpay.ca.
   7. Contract for Goods or Services: Revocation of this Authorization does not terminate any contract for goods or services that exists between the You and PaymentEvolution. Your Authorization applies only to the method of payment and does not otherwise have any bearing on the contract for goods or services exchanged.
   8. Recourse/Reimbursement: You have certain recourse rights if any debit does not comply with this agreement. For example, You have the right to receive reimbursement for any debit that is not authorized or is not consistent with this PAD agreement. To obtain more information on our recourse rights, You may contact Your Financial Institution or visit www.cdnpay.ca. You may dispute a Pre-Authorized Debit in accordance with CPA Rules under the following conditions: a) The PAD was not drawn in accordance with Your Authorization; or b) This Authorization was revoked. In order to be reimbursed, You acknowledge that a declaration to the effect that either (1) or (2) took place, must be completed and presented to Your branch of Your Financial Institution up to and including 10 calendar days after the date on which the disputed PAD was posted to Your account. You acknowledge that any claim made after 10 business days or for any reason other than the above, is a matter to be resolved solely between the PaymentEvolution and Yourself.
   9. Validation by Processing Financial Institution: You acknowledge Your Financial Institution is not required to verify that any purpose of payment for which a PAD was issued has been fulfilled by the Payee or that a PAD has been issued in accordance the particulars of our Authorization including, but not limited to, the amount, as a condition to honouring a PAD issued by PaymentEvolution on Your account.
   10. Pre-Notification Waiver: You agree to waive the requirement under the CPA Rules to receive a written pre-notification prior to each PAD as set out in the Rules. Written Confirmation of Electronic PAD Agreement: You and PaymentEvolution mutually agree, the 15-day period for advance delivery of the written confirmation is reduced to 1 day.
   11. Confidentiality: You understand and agree to this PAD arrangement and to the disclosure of any confidential information to any third parties as may be required to process the PAD in accordance with the CPA Rules. Other disclosure of this information is not permitted.
5. Direct Deposit Errors: In the event of an error in the automatic deposit of funds to Your account, You authorize PaymentEvolution to correct the error in Your account. You understand that if an error is made, You shall receive written notification from PaymentEvolution with an explanation of such error and the corrective actions to be taken.

28. Termination of PayChequer Service

1. User acknowledges and understands that if User terminates the PayChequer Service through User’s Account or PaymentEvolution terminates the Payroll Service pursuant to Section Term and Termination of the PaymentEvolution Terms, then such termination may not be reversible. In the event that User or PaymentEvolution terminates User’s PayChequer Service, then as of the time of such termination, PaymentEvolution will have no obligation to make further filings on User’s behalf.